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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,094 | $104,694-35.0% | $85,709-20.6% | $167,536-59.4% |
| Participation rate | 83.3% | 76.4%+7.0pp | 69.9%+13.5pp | 82.1%+1.2pp |
| Annual return | 14.40% | 21.45%-7.1pp | 21.49%-7.1pp | 478.82%-464.4pp |
| Employer contribution / active EE | $1,170 | $3,337-64.9% | $2,619-55.3% | $4,839-75.8% |
| Participant deferral / active EE | $3,035 | $4,826-37.1% | $3,924-22.6% | $6,342-52.1% |
| Admin fee / account holder | $1,033 | $10,035-89.7% | $6,876-85.0% | $12,315-91.6% |