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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,752 | $108,285+14.3% | $77,552+59.6% | $158,982-22.2% |
| Participation rate | 85.7% | 64.4%+21.3pp | 54.2%+31.5pp | 82.0%+3.7pp |
| Annual return | 15.00% | 31.69%-16.7pp | 54.82%-39.8pp | 302.99%-288.0pp |
| Employer contribution / active EE | $0 | $1,325-100.0% | $987-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $738 | $2,455-70.0% | $1,861-60.4% | $5,983-87.7% |
| Admin fee / account holder | $1,894 | $3,709-49.0% | $2,859-33.8% | $11,252-83.2% |