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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,319 | $76,519+5.0% | $56,025+43.4% | $145,897-44.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 19.23% | 3017.03%-2997.8pp | 1712.69%-1693.5pp | 552.29%-533.1pp |
| Employer contribution / active EE | $762 | $1,383-44.9% | $1,042-26.9% | $4,663-83.7% |
| Participant deferral / active EE | $933 | $2,624-64.4% | $1,955-52.3% | $6,689-86.1% |
| Admin fee / account holder | $5,240 | $3,331+57.3% | $2,828+85.3% | $13,390-60.9% |