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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,876 | $72,177-32.3% | $115,037-57.5% | $59,633-18.0% |
| Participation rate | 95.8% | 72.6%+23.3pp | 81.4%+14.5pp | 68.7%+27.2pp |
| Annual return | -2.77% | 12.02%-14.8pp | 26.14%-28.9pp | 2041.40%-2044.2pp |
| Employer contribution / active EE | $2,836 | $2,841-0.2% | $4,608-38.5% | $2,203+28.7% |
| Participant deferral / active EE | $5,430 | $4,783+13.5% | $6,026-9.9% | $3,192+70.1% |
| Admin fee / account holder | $4,264 | $4,927-13.5% | $8,175-47.8% | $4,297-0.8% |