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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,178 | $68,394+243.9% | $94,672+148.4% | $75,177+212.8% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 13.44% | 616.92%-603.5pp | 156.89%-143.5pp | 160.75%-147.3pp |
| Employer contribution / active EE | $5,452 | $2,701+101.9% | $3,673+48.4% | $2,671+104.1% |
| Participant deferral / active EE | $9,730 | $6,536+48.9% | $7,417+31.2% | $4,126+135.8% |
| Admin fee / account holder | $37,721 | $5,326+608.3% | $7,222+422.3% | $5,651+567.5% |