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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,853 | $115,814-75.1% | $101,275-71.5% | $158,982-81.9% |
| Participation rate | 85.0% | 79.4%+5.6pp | 75.8%+9.2pp | 82.0%+3.0pp |
| Annual return | 21.52% | 56.16%-34.6pp | 46.48%-25.0pp | 302.99%-281.5pp |
| Employer contribution / active EE | $5,171 | $4,176+23.8% | $3,660+41.3% | $4,763+8.6% |
| Participant deferral / active EE | $4,005 | $4,958-19.2% | $4,371-8.4% | $5,983-33.1% |
| Admin fee / account holder | $850 | $7,249-88.3% | $5,948-85.7% | $11,252-92.4% |