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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,296 | $110,410-49.0% | $102,437-45.0% | $145,897-61.4% |
| Participation rate | 95.7% | 77.9%+17.7pp | 74.5%+21.1pp | 80.3%+15.3pp |
| Annual return | 14.42% | 24.85%-10.4pp | 24.95%-10.5pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,813 | $4,217-33.3% | $3,871-27.3% | $4,663-39.7% |
| Participant deferral / active EE | $4,882 | $5,622-13.2% | $5,060-3.5% | $6,689-27.0% |
| Admin fee / account holder | $1,907 | $9,745-80.4% | $8,388-77.3% | $13,390-85.8% |