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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,403 | $132,634-58.2% | $115,768-52.1% | $137,256-59.6% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.4%-11.9pp | 80.0%-17.5pp |
| Annual return | 13.45% | 160.70%-147.3pp | 100.46%-87.0pp | 220.34%-206.9pp |
| Employer contribution / active EE | $2,393 | $3,360-28.8% | $2,940-18.6% | $4,156-42.4% |
| Participant deferral / active EE | $5,664 | $5,619+0.8% | $4,917+15.2% | $6,407-11.6% |
| Admin fee / account holder | $1,468 | $15,028-90.2% | $12,439-88.2% | $12,270-88.0% |