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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,310 | $87,059-51.4% | $105,608-59.9% | $80,925-47.7% |
| Participation rate | 57.1% | 70.4%-13.3pp | 75.3%-18.1pp | 67.7%-10.5pp |
| Annual return | 13.93% | 17.05%-3.1pp | 116.50%-102.6pp | 35.65%-21.7pp |
| Employer contribution / active EE | $1,893 | $2,396-21.0% | $3,167-40.2% | $2,756-31.3% |
| Participant deferral / active EE | $4,484 | $3,986+12.5% | $5,010-10.5% | $4,299+4.3% |
| Admin fee / account holder | $264 | $8,443-96.9% | $11,028-97.6% | $6,940-96.2% |