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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,481 | $115,810-64.2% | $101,271-59.0% | $158,966-73.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 23.64% | 56.15%-32.5pp | 46.48%-22.8pp | 302.95%-279.3pp |
| Employer contribution / active EE | $994 | $4,175-76.2% | $3,660-72.8% | $4,762-79.1% |
| Participant deferral / active EE | $2,320 | $4,958-53.2% | $4,371-46.9% | $5,983-61.2% |
| Admin fee / account holder | $2,316 | $7,248-68.0% | $5,948-61.1% | $11,250-79.4% |