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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,923 | $63,346+10.4% | $92,239-24.2% | $70,124-0.3% |
| Participation rate | 77.8% | 68.7%+9.1pp | 76.5%+1.3pp | 69.5%+8.2pp |
| Annual return | 11.63% | 530.19%-518.6pp | 176.29%-164.7pp | 73.14%-61.5pp |
| Employer contribution / active EE | $1,448 | $2,471-41.4% | $3,680-60.6% | $2,342-38.2% |
| Participant deferral / active EE | $3,340 | $2,854+17.0% | $3,897-14.3% | $3,332+0.2% |
| Admin fee / account holder | $3,442 | $3,841-10.4% | $5,194-33.7% | $4,645-25.9% |