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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,269 | $106,005-21.4% | $92,239-9.7% | $147,585-43.6% |
| Participation rate | 70.0% | 80.4%-10.4pp | 76.5%-6.5pp | 82.8%-12.8pp |
| Annual return | 19.91% | 50.05%-30.1pp | 176.29%-156.4pp | 578.58%-558.7pp |
| Employer contribution / active EE | $1,120 | $4,333-74.2% | $3,680-69.6% | $4,876-77.0% |
| Participant deferral / active EE | $1,173 | $4,478-73.8% | $3,897-69.9% | $5,439-78.4% |
| Admin fee / account holder | $546 | $6,333-91.4% | $5,194-89.5% | $10,886-95.0% |