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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,112 | $175,231+38.2% | $149,696+61.7% | $139,466+73.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.66% | 166.77%-153.1pp | 134.46%-120.8pp | 373.66%-360.0pp |
| Employer contribution / active EE | $3,256 | $5,478-40.6% | $4,821-32.5% | $4,754-31.5% |
| Participant deferral / active EE | $7,650 | $6,521+17.3% | $5,682+34.6% | $6,712+14.0% |
| Admin fee / account holder | $1,231 | $16,155-92.4% | $13,212-90.7% | $11,409-89.2% |