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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,134 | $138,114-79.6% | $125,391-77.6% | $134,545-79.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.95% | 750.88%-775.8pp | 572.41%-597.4pp | 418.37%-443.3pp |
| Employer contribution / active EE | $8,000 | $5,246+52.5% | $4,816+66.1% | $4,742+68.7% |
| Participant deferral / active EE | $1,118 | $7,801-85.7% | $7,448-85.0% | $6,401-82.5% |
| Admin fee / account holder | $414 | $11,570-96.4% | $10,009-95.9% | $11,431-96.4% |