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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,040 | $162,136-80.2% | $152,301-79.0% | $154,746-79.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 58.85% | 91.02%-32.2pp | 80.50%-21.7pp | 172.34%-113.5pp |
| Employer contribution / active EE | $742 | $4,890-84.8% | $4,624-84.0% | $4,379-83.1% |
| Participant deferral / active EE | $6,674 | $8,341-20.0% | $8,004-16.6% | $6,730-0.8% |
| Admin fee / account holder | $15,559 | $15,759-1.3% | $14,398+8.1% | $14,365+8.3% |