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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,342 | $166,089-85.3% | $164,928-85.2% | $145,978-83.3% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 14.79% | 100.26%-85.5pp | 70.08%-55.3pp | 550.52%-535.7pp |
| Employer contribution / active EE | $2,024 | $5,276-61.6% | $4,343-53.4% | $4,662-56.6% |
| Participant deferral / active EE | $2,754 | $6,961-60.4% | $6,034-54.4% | $6,690-58.8% |
| Admin fee / account holder | $944 | $16,641-94.3% | $12,684-92.6% | $13,400-93.0% |