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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,091 | $86,938-25.1% | $102,423-36.4% | $80,925-19.6% |
| Participation rate | 80.9% | 72.4%+8.5pp | 76.5%+4.3pp | 67.7%+13.2pp |
| Annual return | 12.06% | 18.89%-6.8pp | 29.42%-17.4pp | 35.65%-23.6pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,015 | $4,120-26.8% | $5,054-40.3% | $4,299-29.9% |
| Admin fee / account holder | $16,294 | $8,053+102.4% | $9,455+72.3% | $6,940+134.8% |