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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,091 | $86,949-25.1% | $102,460-36.5% | $80,959-19.6% |
| Participation rate | 80.9% | 72.4%+8.5pp | 76.5%+4.3pp | 67.7%+13.2pp |
| Annual return | 12.06% | 18.89%-6.8pp | 29.47%-17.4pp | 35.67%-23.6pp |
| Employer contribution / active EE | $0 | $2,370-100.0% | $3,025-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,015 | $4,121-26.8% | $5,056-40.4% | $4,300-29.9% |
| Admin fee / account holder | $16,294 | $8,048+102.5% | $9,460+72.2% | $6,925+135.3% |