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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,901 | $95,453-22.6% | $112,040-34.0% | $82,448-10.4% |
| Participation rate | 78.7% | 72.8%+6.0pp | 76.5%+2.2pp | 68.1%+10.7pp |
| Annual return | 14.82% | 23.92%-9.1pp | 24.52%-9.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,050 | $4,224-27.8% | $5,098-40.2% | $4,139-26.3% |
| Admin fee / account holder | $8,923 | $9,013-1.0% | $12,098-26.2% | $7,234+23.3% |