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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,333 | $98,240+45.9% | $82,312+74.1% | $147,586-2.9% |
| Participation rate | 78.9% | 79.7%-0.8pp | 76.9%+2.1pp | 82.8%-3.9pp |
| Annual return | 20.67% | 30.85%-10.2pp | 25.88%-5.2pp | 578.59%-557.9pp |
| Employer contribution / active EE | $1,376 | $3,192-56.9% | $2,428-43.3% | $4,876-71.8% |
| Participant deferral / active EE | $6,711 | $4,383+53.1% | $3,706+81.1% | $5,439+23.4% |
| Admin fee / account holder | $2,214 | $8,563-74.1% | $5,608-60.5% | $10,886-79.7% |