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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,289 | $178,174+167.9% | $156,181+205.6% | $137,256+247.7% |
| Participation rate | 94.4% | 82.0%+12.4pp | 78.8%+15.6pp | 80.0%+14.5pp |
| Annual return | 15.97% | 84.19%-68.2pp | 64.87%-48.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $18,453 | $4,972+271.2% | $4,294+329.8% | $4,156+344.0% |
| Participant deferral / active EE | $16,911 | $6,888+145.5% | $6,132+175.8% | $6,407+163.9% |
| Admin fee / account holder | $3,447 | $17,404-80.2% | $14,586-76.4% | $12,270-71.9% |