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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,272 | $99,652-62.6% | $78,778-52.7% | $147,586-74.7% |
| Participation rate | 93.8% | 76.2%+17.5pp | 69.2%+24.6pp | 82.8%+10.9pp |
| Annual return | 13.08% | 47.28%-34.2pp | 35.62%-22.5pp | 578.59%-565.5pp |
| Employer contribution / active EE | $706 | $2,796-74.7% | $1,986-64.4% | $4,876-85.5% |
| Participant deferral / active EE | $6,432 | $3,664+75.6% | $2,958+117.4% | $5,439+18.3% |
| Admin fee / account holder | $5,573 | $7,155-22.1% | $5,134+8.6% | $10,886-48.8% |