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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,020 | $58,828+34.3% | $78,002+1.3% | $62,881+25.7% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 6.36% | 17.16%-10.8pp | 425.99%-419.6pp | 20.14%-13.8pp |
| Employer contribution / active EE | $1,464 | $1,672-12.4% | $2,470-40.7% | $2,281-35.8% |
| Participant deferral / active EE | $1,148 | $2,686-57.2% | $3,497-67.2% | $3,203-64.1% |
| Admin fee / account holder | $817 | $4,393-81.4% | $5,481-85.1% | $4,296-81.0% |