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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,564 | $82,630+9.6% | $64,105+41.3% | $125,388-27.8% |
| Participation rate | 93.3% | 75.9%+17.5pp | 68.2%+25.2pp | 83.2%+10.1pp |
| Annual return | 1.78% | 1489.72%-1487.9pp | 791.24%-789.5pp | 282.24%-280.5pp |
| Employer contribution / active EE | $0 | $2,671-100.0% | $1,820-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $4,063 | $3,608+12.6% | $2,822+44.0% | $5,352-24.1% |
| Admin fee / account holder | $11,499 | $6,382+80.2% | $4,499+155.6% | $9,541+20.5% |