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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,343 | $107,363+47.5% | $92,909+70.4% | $152,897+3.6% |
| Participation rate | 71.4% | 79.8%-8.4pp | 76.0%-4.6pp | 82.5%-11.0pp |
| Annual return | 26.54% | 145.63%-119.1pp | 109.44%-82.9pp | 345.43%-318.9pp |
| Employer contribution / active EE | $2,281 | $4,222-46.0% | $3,653-37.6% | $4,764-52.1% |
| Participant deferral / active EE | $4,108 | $4,848-15.3% | $4,238-3.1% | $5,851-29.8% |
| Admin fee / account holder | $2,369 | $7,082-66.6% | $5,795-59.1% | $11,599-79.6% |