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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,854 | $138,102-68.2% | $125,381-65.0% | $134,532-67.4% |
| Participation rate | 94.1% | 84.5%+9.6pp | 82.4%+11.7pp | 81.2%+12.9pp |
| Annual return | -16.58% | 750.73%-767.3pp | 572.31%-588.9pp | 418.27%-434.8pp |
| Employer contribution / active EE | $5,885 | $5,245+12.2% | $4,815+22.2% | $4,741+24.1% |
| Participant deferral / active EE | $9,327 | $7,801+19.6% | $7,448+25.2% | $6,401+45.7% |
| Admin fee / account holder | $967 | $11,568-91.6% | $10,007-90.3% | $11,429-91.5% |