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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,786 | $196,972-54.4% | $182,262-50.7% | $198,609-54.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.44% | 158.27%-142.8pp | 140.60%-125.2pp | 202.70%-187.3pp |
| Employer contribution / active EE | $5,185 | $5,364-3.3% | $5,046+2.8% | $5,055+2.6% |
| Participant deferral / active EE | $10,593 | $8,643+22.6% | $8,276+28.0% | $6,977+51.8% |
| Admin fee / account holder | $3,176 | $18,429-82.8% | $16,712-81.0% | $19,030-83.3% |