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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,088 | $55,902+186.4% | $76,030+110.6% | $80,959+97.7% |
| Participation rate | 47.2% | 62.1%-14.9pp | 69.1%-21.9pp | 67.7%-20.5pp |
| Annual return | 15.74% | 20.59%-4.8pp | 361.54%-345.8pp | 35.67%-19.9pp |
| Employer contribution / active EE | $0 | $1,867-100.0% | $2,688-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,641 | $3,051-13.4% | $4,257-38.0% | $4,300-38.6% |
| Admin fee / account holder | $58,321 | $5,239+1013.2% | $6,421+808.4% | $6,925+742.1% |