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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,943 | $77,920+14.1% | $149,723-40.6% | $75,177+18.3% |
| Participation rate | 97.2% | 65.6%+31.6pp | 78.8%+18.4pp | 67.2%+30.0pp |
| Annual return | 10.66% | 31.72%-21.1pp | 134.50%-123.8pp | 160.75%-150.1pp |
| Employer contribution / active EE | $698 | $3,138-77.8% | $4,821-85.5% | $2,671-73.9% |
| Participant deferral / active EE | $4,865 | $3,411+42.6% | $5,682-14.4% | $4,126+17.9% |
| Admin fee / account holder | $12,432 | $5,951+108.9% | $13,215-5.9% | $5,651+120.0% |