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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,306 | $81,233+17.3% | $155,567-38.7% | $80,874+17.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 8.10% | 33.33%-25.2pp | 64.74%-56.6pp | 35.62%-27.5pp |
| Employer contribution / active EE | $772 | $3,101-75.1% | $4,674-83.5% | $2,756-72.0% |
| Participant deferral / active EE | $5,924 | $3,452+71.6% | $5,628+5.3% | $4,297+37.9% |
| Admin fee / account holder | $12,568 | $7,998+57.1% | $15,916-21.0% | $6,935+81.2% |