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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,443 | $93,617+25.5% | $135,982-13.6% | $75,177+56.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 11.80% | 30.89%-19.1pp | 68.32%-56.5pp | 160.75%-148.9pp |
| Employer contribution / active EE | $3,548 | $3,538+0.3% | $4,859-27.0% | $2,671+32.8% |
| Participant deferral / active EE | $9,299 | $6,406+45.2% | $7,760+19.8% | $4,126+125.3% |
| Admin fee / account holder | $35,355 | $6,980+406.6% | $10,767+228.4% | $5,651+525.6% |