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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,987 | $99,652+20.4% | $78,778+52.3% | $147,585-18.7% |
| Participation rate | 90.5% | 76.2%+14.2pp | 69.2%+21.3pp | 82.8%+7.6pp |
| Annual return | 19.73% | 47.28%-27.6pp | 35.62%-15.9pp | 578.58%-558.9pp |
| Employer contribution / active EE | $9,088 | $2,796+225.1% | $1,986+357.7% | $4,876+86.4% |
| Participant deferral / active EE | $5,167 | $3,664+41.0% | $2,958+74.7% | $5,439-5.0% |
| Admin fee / account holder | $4,199 | $7,155-41.3% | $5,134-18.2% | $10,886-61.4% |