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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,919 | $175,259-58.4% | $149,723-51.3% | $139,487-47.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.47% | 166.82%-146.4pp | 134.50%-114.0pp | 373.84%-353.4pp |
| Employer contribution / active EE | $2,125 | $5,478-61.2% | $4,821-55.9% | $4,755-55.3% |
| Participant deferral / active EE | $8,002 | $6,522+22.7% | $5,682+40.8% | $6,713+19.2% |
| Admin fee / account holder | $1,489 | $16,158-90.8% | $13,215-88.7% | $11,407-86.9% |