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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,031 | $54,541-26.6% | $78,778-49.2% | $70,126-42.9% |
| Participation rate | 71.3% | 60.8%+10.5pp | 69.2%+2.1pp | 69.5%+1.7pp |
| Annual return | 13.66% | 21.07%-7.4pp | 35.62%-22.0pp | 73.15%-59.5pp |
| Employer contribution / active EE | $928 | $1,089-14.8% | $1,986-53.3% | $2,343-60.4% |
| Participant deferral / active EE | $1,705 | $2,210-22.8% | $2,958-42.4% | $3,332-48.8% |
| Admin fee / account holder | $5,344 | $3,709+44.1% | $5,134+4.1% | $4,645+15.0% |