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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,214 | $109,908+138.6% | $97,161+169.9% | $145,978+79.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 26.40% | 243.80%-217.4pp | 75.36%-49.0pp | 550.52%-524.1pp |
| Employer contribution / active EE | $19,980 | $3,077+549.2% | $2,723+633.6% | $4,662+328.6% |
| Participant deferral / active EE | $7,019 | $4,679+50.0% | $4,265+64.6% | $6,690+4.9% |
| Admin fee / account holder | $2,266 | $6,213-63.5% | $5,647-59.9% | $13,400-83.1% |