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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,583 | $98,776+29.2% | $149,745-14.8% | $79,856+59.8% |
| Participation rate | 69.9% | 75.8%-5.9pp | 82.5%-12.6pp | 69.6%+0.2pp |
| Annual return | 21.55% | 27.38%-5.8pp | 276.72%-255.2pp | 31.71%-10.2pp |
| Employer contribution / active EE | $1,338 | $3,217-58.4% | $4,646-71.2% | $2,471-45.9% |
| Participant deferral / active EE | $5,571 | $5,681-1.9% | $6,843-18.6% | $3,741+48.9% |
| Admin fee / account holder | $1,735 | $6,053-71.3% | $9,312-81.4% | $5,306-67.3% |