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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,066 | $78,423+5.9% | $95,964-13.4% | $79,856+4.0% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 7.09% | 19.37%-12.3pp | 91.64%-84.6pp | 31.71%-24.6pp |
| Employer contribution / active EE | $7,043 | $1,945+262.0% | $2,541+177.2% | $2,471+185.0% |
| Participant deferral / active EE | $2,980 | $3,440-13.4% | $4,167-28.5% | $3,741-20.3% |
| Admin fee / account holder | $4,828 | $5,622-14.1% | $6,797-29.0% | $5,306-9.0% |