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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,812 | $56,894-23.0% | $84,753-48.3% | $62,881-30.3% |
| Participation rate | 89.7% | 68.5%+21.1pp | 76.6%+13.1pp | 69.3%+20.4pp |
| Annual return | 1.44% | 6.30%-4.9pp | 22.78%-21.3pp | 20.14%-18.7pp |
| Employer contribution / active EE | $1,009 | $2,400-58.0% | $3,574-71.8% | $2,281-55.8% |
| Participant deferral / active EE | $1,230 | $2,709-54.6% | $3,712-66.9% | $3,203-61.6% |
| Admin fee / account holder | $4,757 | $3,581+32.8% | $5,333-10.8% | $4,296+10.7% |