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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,619 | $110,379-54.1% | $102,412-50.6% | $145,884-65.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.56% | 24.84%-14.3pp | 24.94%-14.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $538 | $4,216-87.2% | $3,870-86.1% | $4,662-88.5% |
| Participant deferral / active EE | $3,273 | $5,622-41.8% | $5,060-35.3% | $6,690-51.1% |
| Admin fee / account holder | $4,841 | $9,745-50.3% | $8,388-42.3% | $13,392-63.9% |