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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,017 | $185,905+78.1% | $170,057+94.7% | $139,487+137.3% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 8.81% | 60.56%-51.8pp | 53.42%-44.6pp | 373.84%-365.0pp |
| Employer contribution / active EE | $6,918 | $7,597-8.9% | $6,790+1.9% | $4,755+45.5% |
| Participant deferral / active EE | $16,300 | $11,627+40.2% | $10,411+56.6% | $6,713+142.8% |
| Admin fee / account holder | $100 | $15,397-99.4% | $12,826-99.2% | $11,407-99.1% |