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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,050 | $171,867-45.3% | $149,721-37.2% | $147,586-36.3% |
| Participation rate | 85.7% | 88.2%-2.5pp | 87.1%-1.4pp | 82.8%+2.9pp |
| Annual return | 12.65% | 2113.36%-2100.7pp | 1501.67%-1489.0pp | 578.59%-565.9pp |
| Employer contribution / active EE | $1,285 | $6,275-79.5% | $5,444-76.4% | $4,876-73.7% |
| Participant deferral / active EE | $3,914 | $7,270-46.2% | $6,568-40.4% | $5,439-28.0% |
| Admin fee / account holder | $79,875 | $13,799+478.8% | $11,282+608.0% | $10,886+633.8% |