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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,955 | $73,019-63.1% | $90,766-70.3% | $68,490-60.6% |
| Participation rate | 90.0% | 70.8%+19.2pp | 75.7%+14.3pp | 67.9%+22.1pp |
| Annual return | -6.21% | -13.81%+7.6pp | -12.16%+5.9pp | -7.85%+1.6pp |
| Employer contribution / active EE | $1,218 | $2,193-44.5% | $2,922-58.3% | $2,597-53.1% |
| Participant deferral / active EE | $1,818 | $3,626-49.9% | $4,565-60.2% | $4,028-54.9% |
| Admin fee / account holder | $871 | $5,897-85.2% | $8,446-89.7% | $5,403-83.9% |