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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,042 | $162,812+48.7% | $133,971+80.7% | $158,966+52.3% |
| Participation rate | 68.4% | 83.2%-14.8pp | 79.8%-11.4pp | 82.0%-13.5pp |
| Annual return | 10.49% | 41.94%-31.5pp | 45.09%-34.6pp | 302.95%-292.5pp |
| Employer contribution / active EE | $1,697 | $4,976-65.9% | $3,919-56.7% | $4,762-64.4% |
| Participant deferral / active EE | $3,924 | $5,910-33.6% | $5,047-22.2% | $5,983-34.4% |
| Admin fee / account holder | $11,412 | $11,741-2.8% | $8,929+27.8% | $11,250+1.4% |