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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,956 | $81,763-79.3% | $58,561-71.0% | $139,466-87.8% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 22.27% | 7427.77%-7405.5pp | 4251.33%-4229.1pp | 373.66%-351.4pp |
| Employer contribution / active EE | $1,959 | $1,398+40.1% | $1,053+85.9% | $4,754-58.8% |
| Participant deferral / active EE | $3,595 | $2,555+40.7% | $1,923+86.9% | $6,712-46.4% |
| Admin fee / account holder | $863 | $3,273-73.6% | $2,520-65.7% | $11,409-92.4% |