See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
DAVID KERCHNER10+ years Service code 28 · EIN 21-5868966 | Investment Management | $13,448 |
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Filed as: JOHN T. LAUER, II Service code 31 205 GRANITE RUN ROAD · LANCASTER, PA 17601 | Named fiduciary | $13,448 |
PENSERV PLAN SERVICES, INC.10+ years Filed as: PENSERV PLAN SERVICES Service code 15 · EIN 20-1916735 | Recordkeeping | $8,682 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,898 | $77,503+8.3% | $100,391-16.4% | $80,856+3.8% |
| Participation rate | 69.1% | 76.9%-7.8pp | 81.5%-12.3pp | 67.6%+1.5pp |
| Annual return | 14.59% | 37.20%-22.6pp | 49.20%-34.6pp | 35.59%-21.0pp |
| Employer contribution / active EE | $5 | $2,801-99.8% | $3,942-99.9% | $2,755-99.8% |
| Participant deferral / active EE | $4,372 | $6,820-35.9% | $8,082-45.9% | $4,296+1.8% |
| Admin fee / account holder | $386 | $5,897-93.4% | $7,899-95.1% | $6,918-94.4% |