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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,295 | $83,369-49.3% | $105,223-59.8% | $67,986-37.8% |
| Participation rate | 90.2% | 56.3%+33.9pp | 75.0%+15.2pp | 57.2%+33.0pp |
| Annual return | 14.59% | 24.64%-10.1pp | 180.65%-166.1pp | 31.67%-17.1pp |
| Employer contribution / active EE | $426 | $2,541-83.2% | $3,689-88.4% | $2,019-78.9% |
| Participant deferral / active EE | $2,064 | $3,295-37.4% | $5,072-59.3% | $3,358-38.5% |
| Admin fee / account holder | $696 | $4,073-82.9% | $8,859-92.1% | $3,203-78.3% |