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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,295 | $83,843-49.6% | $123,973-65.9% | $65,306-35.2% |
| Participation rate | 90.2% | 56.0%+34.2pp | 76.7%+13.5pp | 57.7%+32.5pp |
| Annual return | 14.59% | 19.87%-5.3pp | 388.13%-373.5pp | 21.94%-7.3pp |
| Employer contribution / active EE | $426 | $2,873-85.2% | $4,126-89.7% | $1,967-78.3% |
| Participant deferral / active EE | $2,064 | $2,997-31.1% | $5,247-60.7% | $2,959-30.3% |
| Admin fee / account holder | $696 | $4,735-85.3% | $11,799-94.1% | $3,480-80.0% |