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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,295 | $80,674-47.6% | $119,126-64.5% | $64,340-34.3% |
| Participation rate | 90.2% | 55.2%+35.0pp | 75.8%+14.4pp | 55.2%+34.9pp |
| Annual return | 14.59% | 26.86%-12.3pp | 282.11%-267.5pp | 24.14%-9.6pp |
| Employer contribution / active EE | $426 | $2,564-83.4% | $4,034-89.4% | $1,862-77.1% |
| Participant deferral / active EE | $2,064 | $3,053-32.4% | $5,318-61.2% | $2,980-30.7% |
| Admin fee / account holder | $696 | $4,559-84.7% | $10,693-93.5% | $3,703-81.2% |