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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,883 | $73,019-15.3% | $90,766-31.8% | $68,490-9.6% |
| Participation rate | 98.4% | 70.8%+27.6pp | 75.7%+22.7pp | 67.9%+30.5pp |
| Annual return | 0.00% | -13.81%+13.8pp | -12.16%+12.2pp | -7.85%+7.9pp |
| Employer contribution / active EE | $5,301 | $2,193+141.8% | $2,922+81.4% | $2,597+104.2% |
| Participant deferral / active EE | $4,402 | $3,626+21.4% | $4,565-3.6% | $4,028+9.3% |
| Admin fee / account holder | $9,273 | $5,897+57.3% | $8,446+9.8% | $5,403+71.6% |