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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,378 | $118,708+4.8% | $98,920+25.7% | $158,982-21.8% |
| Participation rate | 50.0% | 77.8%-27.8pp | 76.0%-26.0pp | 82.0%-32.0pp |
| Annual return | 6.28% | 372.49%-366.2pp | 196.47%-190.2pp | 302.99%-296.7pp |
| Employer contribution / active EE | $10,110 | $3,334+203.2% | $2,689+275.9% | $4,763+112.3% |
| Participant deferral / active EE | $6,909 | $5,089+35.8% | $4,245+62.8% | $5,983+15.5% |
| Admin fee / account holder | $4,633 | $10,134-54.3% | $6,643-30.3% | $11,252-58.8% |