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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,346 | $63,346+1.6% | $92,239-30.2% | $70,124-8.2% |
| Participation rate | 72.7% | 68.7%+4.1pp | 76.5%-3.8pp | 69.5%+3.2pp |
| Annual return | 11.66% | 530.19%-518.5pp | 176.29%-164.6pp | 73.14%-61.5pp |
| Employer contribution / active EE | $3,500 | $2,471+41.6% | $3,680-4.9% | $2,342+49.4% |
| Participant deferral / active EE | $996 | $2,854-65.1% | $3,897-74.4% | $3,332-70.1% |
| Admin fee / account holder | $3,949 | $3,841+2.8% | $5,194-24.0% | $4,645-15.0% |