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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,829 | $42,909-81.8% | $60,906-87.1% | $68,486-88.6% |
| Participation rate | 100.0% | 66.8%+33.2pp | 73.1%+26.9pp | 67.9%+32.1pp |
| Annual return | -18.15% | -13.99%-4.2pp | 16.94%-35.1pp | -7.85%-10.3pp |
| Employer contribution / active EE | $1,876 | $1,979-5.2% | $2,703-30.6% | $2,597-27.7% |
| Participant deferral / active EE | $2,431 | $2,866-15.2% | $3,814-36.3% | $4,028-39.7% |
| Admin fee / account holder | $305 | $3,104-90.2% | $3,227-90.6% | $5,404-94.4% |