Filed August 7, 2017
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,544 | $58,320+118.7% | $86,436+47.6% | $66,914+90.6% |
| Participation rate | 79.3% | 78.6%+0.7pp | 80.3%-1.1pp | 69.8%+9.5pp |
| Annual return | -18.90% | -9.71%-9.2pp | 4394.89%-4413.8pp | 1.58%-20.5pp |
| Employer contribution / active EE | $2,693 | $2,615+3.0% | $3,769-28.5% | $2,544+5.9% |
| Participant deferral / active EE | $7,264 | $6,899+5.3% | $6,952+4.5% | $4,237+71.4% |
| Admin fee / account holder | $574 | $546+5.1% | $6,731-91.5% | $593-3.3% |