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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,054 | $91,179-10.0% | $178,499-54.0% | $79,852+2.8% |
| Participation rate | 91.5% | 69.2%+22.3pp | 81.9%+9.6pp | 69.6%+21.9pp |
| Annual return | 5.97% | 24.19%-18.2pp | 151.10%-145.1pp | 31.72%-25.8pp |
| Employer contribution / active EE | $3,975 | $3,256+22.1% | $5,011-20.7% | $2,471+60.9% |
| Participant deferral / active EE | $5,662 | $3,236+75.0% | $5,202+8.8% | $3,740+51.4% |
| Admin fee / account holder | $14,587 | $6,749+116.1% | $13,986+4.3% | $5,306+174.9% |